Quy trình định giá bất động sản thế chấp là nhà ở tại Techcombank


01,3- $."F"2*F+
2F3"Q -<LL 7L
']9:3'$. F %'7
+#H'3- $.(
02F233- $.(jb./"$.@
3 !.A'- 7 ','@3&
3-:"$3- $.*(433- $.
/2*,'F/& --'6'
'.1';*+.(
03',3- $."Q';1''
"/DA5$(N:'"I, ', Q "
,3- $.: Q "$7(N'%'3- $
.#"b'"b1'2$ ''.#"+"K3#
';1''"/DA5$;"F3*C".'F
a&*"/(k3- $.lm*1'"
"I*#;'i;'(>Q ",6
 < %'A  !'
J3- $.(
0"3- $./'&/.,*2* -
*F %'A2/.J/!* C,
+*"(>',0/ %'2*3- $.
.,/2+ C.3 QF,
+* 1'#/+ %'*2*(>Q " Mn
*+ $2*3- $./'&% "
B?F2T(
0#,3- $.'/';
F(_*3- $./.1'I"b
1'"b2$"b71' 7<"b2(o*
23- $."H"$F?1'I*
 !"#:#$%&'()*$+,

(N/@T3J3./';7
F8"M?J 3- $.(
0'&J.J,3- $
.T'$'*J/1'./D:3- $.,
/3*C"'/*+@1'./D6?+(
,&+ !"
4567)'
E-3- $. /3@,'%'
p3@-q23- $.2*":#H'1'./D! 
3.* ."0T.! 3@*p3@;
-q(
E*1'F2TXE-3- $./  O"
./3- $.'$1'#H'!":-*
* 3.* ."*!(N' +"
&0T.!*Q.&!*
*:* !1'"5.-
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* /'
W_* Q "3- $./&22@3- $.
O"-&/;-"Z,/1'/@
1' 3- $.'/1'G2T -1'#H'
#(>Q "< !1' 3## - /
'$1'#H'B?Z,1'G
2T -"&,1'#H'#(E.3.* ."/3- $
.-.%"/X.%"/;M3-
$.-Z/1'3- $.(
WE-3- $.'3 $
3- $.-/@3- $.-/'&-7
+ "-  ."3.*F*F
(E&3- $.-Z !F7
7,+ "A-'-"?,/
--(
W9:-3- $.3.-/--?;1'
G2Tp*Q1'#H'q@*-3-
$.R !G2T3- $. ,H& !
 !"#R#$%&'()*$+,

<&* B'!3- $. ,@
3:(
vL O*N frewfxxxwN>W)\C"X
MNE1G$C#:O?%91/O
?%91G$C#:P1O?%95
N>"#?@:A'"D%?!"#2BQ
NRB1B01?/'%!"#?S
"1"FP"D.
"DP!"#Q
N2JBP%DA1$%D
AI"52JB'T
P%DA1$%DAU"1"FP
"DQ
N&!"#"D(V
45V-?")<%9,
WE'$1'#H'1'1'./DG2T
*Q3@3.*/5.A'-:-?;1'#H'1'
1'./D.!-1'G2T -
*Q3@3.*/5.,-?;1'G2T - !
-O*1' /'; - 
WE'$/*+. !m*2(E. !m*2
!'//*+."/';*m&-""'3
Q*' B'!%"-3.*/5
*2(
u&,-+ "F! C3.* ."
E."/';1' .3.*":.
"'3.*".*+3.*"
 !"#S#$%&'()*$+,

vN'@i3.* ."383- $.-
>38:?-3- $.
%'@i'X
u.-3- $.  ."3.*0T.
! L!/';1' (N
n';/I33.* ."383- $
.-*Q3.*/538.3@?3
N,1'/I3- $.  '/"3.* ."
y/I3@?33.*/5383- $.
!3@?33.*/538./
*:3.*/5.'O*1'
/';9N"(P@3.*/5Z !3.*/538.
'$#H'":(N'3@3.*/5/B?F2T:
3.*/5.'O*1' t';B?F2T
1' 9N"(
o1'G2T -.i/ - ,  '/"3.*
."O*1' /';:-3.*/5 C
.1'G2T - .i/ - ,
H.i/ -1'G2T - :B?F
2T;-3.*/5.,.J1'./F.*1'
:*AG/D. , 'C!'&. !(
45WX<!")8FF!"
vP@
Wu&2T#*/!/!?L3- $.-
W)*'@*"!3- $.-',n';*Q
/';1' 
Wz@'%'H3- $.-/@1' 3- $
.3C+'3- $.--3- $.
3"-n;/+3- $.-3- $.*
 !"#T#$%&'()*$+,

0T !3.* ."*!*Q3@?3
H(
Wo*3- $.-p',n';qy*3.F-
3- $.-* JF*23.* ."O*
1' /';(
Wu& !3* BQ**'@*"!,
/@2*3- $.-L!/&:A
2 3*'@' !-;38J3.(\.
G2T 6"T F& !*+/"." -(
WE!3- $.-3n"3- $. 5
!3.*":.!
T%;3.*"LB?3.*" .!

vP@
WoH3.*1'.-3- $.-H3- $.
-p'3@,n';q'n+"-".3C
@'%''-&+3- $
.-(
Wu&2T#*/!/!?L3- $.-
O*n';*!H3- $.-,
1'@'%'3@'G2T& 6"T F/"."
3- $.-.LG2T*Q3B'3- $.
-
W{G/D3- $. 'C!O*1' /';
Wu& !3* BQ**'@*"!,
/@2**Q23- $.-  ."3.*0T
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
Wu& !T&2T3- $.-
'T,'7/"-."63-
$.*!H
WE./+3- $.--3- $.-*
*0T3.* ."*!
H
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WE-3- $.,%A5$&
1'';*.A'-2*(
W>,%J.6 = $
''+*/!';*+* ' 
J.1'"&-/!,%1'./F/!
/'&(
WN*.J1'./F -71'?J:
*+ $-3- $.., % C7 '
6 = $--?;1'G2T -1'#H'
#
Wu'%'.A'-
2*J* '-'2R *+ $*,
-.#@B36 =3- $.(
U/9MK/NO
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656-
),'" 3- $.@#  
; "B3-'X
>/"$';*Q*IA 3- $
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"3- $."=*3-
$.3*C"./0 %'(
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
|EF*IX/F2H/'F*"Q*I
3- $.(
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B%92J '/'1J/'&F""]1
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H'1'G2T3- $.T38:?*"$
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- H7!(
654E<29
W)'@3- $.
• 9F3- $.X8"@T/$*&1'I1'
I/+,*7
• uF:2FG -*Q/& -',n
"5"$/*+'%'T 2*K,*
7
• P- $.8"#7, :';/!:K*7
!/+
• >Q "@"Q -2/M -p $2/3"QF-
BaF-;/F]q:+"&*(j? $.
#'@ 3- $.'$*"T F
G2T -(
W)'X'3- $.,.J+*';*
FH'2T*:'!,*!/+
 % -/!:/"*
 !"#3#$%&'()*$+,

3- $.J()%'3- $.@*:
*!/+(
W)'A5$X-/!2T*2T: $2F
;1']
W)'/F/@1' 3- $.X3- $., % 
-/F!/:-@K*73- $.&
!/3- $.T'$*1' A2
6i3- $.+1'G2T -#H'
&:A2i3- $.(
N*,  B /F
pF'F %'3@** 7F
*m9u'"'3- $.+9N"F'
F2T/+"]q
,&&/&0#$1&.+ !"&2+"
45630
()J?*3.'3- $.
W)J?'-'@3- $.C"X
• )'73.1':/* $X?/* $/'
/* $ - 'C/
• u';-X'@;/'3
• )''$'@"&,.#-/
3- $.X"Q38F*&"&
A5$@]
W)J?*&2T"T FG2T3- $.X
F/G2T*--3- $.?/3- $.
!G2T!/F;-!/F +*.J
/*-*nH'* " (
 !"#+#$%&'()*$+,

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